Knowing when your home’s roof needs repairing can be difficult. Most roof repairs are not visible to the untrained eye. Armor Restoration's experts are specially-trained to know what to look for when assessing a roof, as well as what type of service needs to be done.
If My Roof Leaks:
90% of the time roof leaks are the result of improper roof installation (improper nailing and/or shingle placement) or defective metal flashing. Roof leaks can also be caused by any (or a variety) of these factors:
Hail impact (or other storm damage)
Falling tree limbs
Walking on the roof
Cracked, sun-damaged shingles
Other roofing problems could be the result of a clogged gutter or misaligned flue pipes in the chimney.
Consequently, water may start to flow where it shouldn’t, and seep into the walls and interior of your property.
There’s only one way to find out if your roof needs repairing
Residential Roof Replacement
A house is not a home without a quality, beautiful roof over your head. NWI/Chicagoland area is rapidly growing and new homes are being built at a great speed. Armor Restoration has extensive knowledge of Midwest area bipolar weather conditions and can provide expert advice on the types of materials.
How often do you think about getting your roof replaced? Getting a new roof can seem somewhat frightening or even discouraging if you’ve never done it before.
How do I know if my roof needs replacement?
Most homeowners know they need a new roof when they see spots or leaks in the ceiling, but there are other tell tale signs that your roof is needing to be replaced.
Consider the following warning signs:
Shingle granules showing up in your gutters
Signs of water leakage or damage in ceiling
Light shining through roof (In attic)
Shingles curling or cracking
Dark spots or trails on roof
Saggy spots on roof
What type of roofing material is best for my home?
We know the importance of your home investment and want to help you make it last for many years to come. Choosing the correct material can be the deciding factor in a roof’s durability. Armor Restorations roofing experts will provide you with the best options out there for a strong and reliable roof. We will discuss each roofing material to you when we meet, as each roof has its own pros and cons. Considering a new roof requires many different elements that are important to recognize when making the decision to get a new roof installed.
Let us help you start the process by encouraging you to consider the following:
What is your overall budget for the project?
Consider how the roof may complement design elements your home already has
Examine the different efficiency options each system provides
Understand the basic maintenance different systems require
Find out the longevity of each roofing material
The last thing you want to do after finding roof damage on your home is to deal with an insurance company. When it comes to damage to your residential property, they can provide you with unanswered questions or give you the runaround.
Consider these tips to try to make this process smoother and easier on you, your family and your home:
File an Insurance Claim Without them Scamming You – Thousands of homes are destroyed every year and insurance claims are attempted to begin the rebuilding process. Unfortunately, the insurance companies are merciless and may deny claims for untenable reasons. Insurance companies have been known to scam customers with these denials, but a claim rejection should be no reason to give up. Only about 1% of the homeowners who are dissatisfied with their claim denial will challenge the decision, but 50% of those who fight back will win. Did you know that you can challenge accepted claims and get even more? You have a good chance of winning these challenges as well.
Keep your Evidence Detailed – Insurance companies take claims over the phone, so you may need to request a written copy of the claim to keep for your records. Comprehensive written claims will include explanations that you will then be able to study. Identifying any discrepancies that may appear in the claim will be the base of your challenge request. The claims officers usually base their denials on personal interpretation, so challenging with evidence is more likely to bring results.
Avoid Mistakes – Insurers do have their own processes when it comes to claim protocol, so be sure you know the rules about things such as filing time restrictions. Violating their rules may end up in them dumping your claim, but fortunately, procedural violation denials are illegal in most jurisdictions. They can only deny claims based on these types of violations when they provide proof that it did cause them harm. These things can be confusing so we suggest calling the U.S State Insurance Department when in doubt.
Don’t do it Alone – Did you know there are Professional Loss Consultants you can hire to help you win more when dealing with the insurance company? Also known as insurance claims agents, you can easily find them in the yellow pages and they usually charge around 10% of the claim’s reward. Agents have a better chance of getting a larger sum, so the commission is worth the hire. Considering this process once a denial has occurred is also a great option. Keep in mind that good agents tend to ask for up front fees as well as the commission, and the ‘no-win no fee’ agents tend to charge huge percentages, which leaves you with less.